• Want to save money? Here are 5 easy to do money saving challenges.

    5 Easy Money-Saving Challenges You’ll Wish You’d Tried Sooner

    Need to save some money but not sure where to start? Then this list is perfect for you! These 5 different money saving challenges can help you save for anything. And – the best part – they’re actually realistic and doable. Yes, you might have to give up your daily Starbucks, or the lunches out, but a few sacrifices here and there will have you to your goal in no time. 5 Easy Money Saving Challenges 1. Save over $600/year with PENNIES Save over $600 with this print out by myorganizedchaos.net. It’s cute, easy to track, and practical – especially when cash is tight. If you live in a country that doesn’t…

  • Budget Motivation Tips to Help You Stay on Track

    3 Budget Motivation Tips to Help Keep Your Finances on Track

    What do you do when you’re broke, stressed to the max about money, and want to give up on your budget? You implement these budget motivation tips! Although it might be tempting to throw in the towel, say, “To heck with it!”, and go on a spending spree or have a good old fashioned breakdown, those don’t help you feel better in the long run. Luckily, spending like crazy and breaking down aren’t your only options when you’re feeling the budgeting blahs. Instead, try this three-step process, and don’t give up on your budget. Don’t Give Up on Your Budget! 3 Budget Motivation Tips. Step 1: Take a break Sometimes you…

  • 3 Quick Tips to Try for Better Budgeting

    Don’t be discouraged if you’re having a hard time budgeting. If it were easy we’d all be a lot richer. So, whether you need some quick wins or you want to strengthen your game, here are 3 easy-to-follow tips to try. 3 Quick Tips for Better Budgeting 1. Weekly Accounting I’ve found weekly accounting to be a really important part of my budgeting process. Here’s how it works: I pick a day (Sunday for me) and a general time (after my kids go to bed) when I’ll enter all my expenses into my budget spreadsheet.  I open up my online banking and go to the transactions page for my checking…

  • Before buying my first home I wish I would have known this!

    Crucial Advice for Buying Your First Home

    Buying your first home is an exciting (and nerve wracking) time. You’re finally ready to put down roots and you’re committing to it in a big way. While you’ve probably been up to your ears in mortgage meetings and lawyer consultations, how much attention have you paid to what the details of actual home ownership looks like? When buying my first house I was preoccupied by the excitement of planning my decor and fear that I was committing to a 20 year loan. But, after that buzz died down and I was settled into owning a house, I realized there was a lot more I should have considered when making…

  • Crucial Money Questions for Couples Before Marriage (and After)

    “Will you marry me?” isn’t the only question that should be popped when taking your relationship to the next level. Only ⅓ of couples talk about important money questions before moving in together or getting married. Yet, money problems are cited as the biggest cause for divorce or separation. So, before taking the next relationship move, talk about your finances. Not just about the budget for whatever celebration you want, but about how money influences you and your relationship. While it’s best to ask these questions before you make a big commitment to someone, you can also ask these questions if you’re ALREADY married or committed. Regardless of your situation, it’s…

  • Desperate to Pay off Debt? Avoid These Mistakes

    As much as we admire the debt-free, financial-freedomers, most of us will have to deal with debt at some point. Regardless of the reasons for your debt, owing money is NO FUN. But, good news, being in debt doesn’t have to last forever! If you’re desperate to pay off money the quickest way possible, here are some pointers that might just help you avoid a big mistake. Desperate to Pay off Debt? Avoid These Mistakes 1. Not Making a Plan Planning to repay your debt can feel so overwhelming, especially if you owe a lot of money. But not making a plan will slow you down big-time. As hard as…

  • My honest opinion of the Instant Pot after two years

    Is an Instant Pot Worth It? My Honest Opinion After 2 Years

    I got my Instant Potabout two years ago, and it’s slowly worked its way into my regular kitchen routine. It’s like the faster version of a crockpot. And while slow cookers still have their place, they are NOT for supper procrastinators (and I’m one of those). If you’ve ever asked yourself, “Is an Instant Pot worth it?” you’re at the right place. I’m here to tell you about Instant Pot pros and cons I’ve experienced over the past couple of years so you can see if this kitchen tools is right for you! And, spoiler alert, I’m pretty pro Instant Pot. This appliance really can save you money and cook your…

  • The best grocery apps you didn't know exist

    The Best Grocery Apps You Probably Don’t Know Exist

    If you’re a ruthless deal-hunter, these grocery apps might be just what you need to take your food-buying game to the next level. These grocery apps can do things like track your grocery list, save the best coupons, keep an inventory of your fridge, and even help you comparison shop. So stop putting effort into tasks that your phone can do for you. Who has time for that?! Take a look at these grocery apps and let them do the work for you. *This post contains affiliate links – you can read our affiliate policy here. Basically, this means that if you click on a link and buy something, we’ll make…

  • How I saved $175/month on groceries and still ate healthy

    4 Things I Quit to Save $175/Month on Food (While Still Eating Healthy)

    Want to save money on food? Maybe your grocery budget is tight or you’re looking to free up funds for a savings goal. Either way, you CAN save money on food through planning and shopping smarter. Because, even though groceries are an essential expense, you get to decide just how much to spend. That means groceries are a great thing to tweak when you want to save some cash. If you’re like me though, as much as you want to save money, you don’t want to have to eat junk food to do it. A lot of money saving food advice suggests using coupons, but coupons are often only good…

  • The best secret to save big on groceries

    The Little Known Way to Save Big on Groceries

    When you’re trying to save big on groceries it can seem like you’re at the mercy of the universe. Sometimes, no matter how hard you try, the coupons and the sales don’t line up with what you need. And, let’s face it, if you want to eat fresh, healthy food it’s often hard to find discounts for it! But, we know about an AWESOME secret weapon that will help you save big on groceries. Say hello to food share programs! While everyone knows about couponing and in-store points programs to save money, not everyone knows about food share programs. And, it’s about time they do. Because, these types of programs…