• 20 Mother's Day Gift ideas for under $20

    20 Mother’s Day Gift Ideas (2020) for $20 or Less

    Mother’s day gift ideas for your mom for Mother’s Day in 2020. You can give to mom without breaking the budget! Mother’s Mother’s Day gift ideas can often be stressful to come up with and stressful on your budget. How do you get the woman with everything something meaningful? (Especially when your budget isn’t so big!) But, believe it or not, you can pick the perfect Mother’s Day gift for $20 or less. First of all, stop worrying about how little you have to spend. Instead, start focusing on giving your time, talents, and love. I used to be worried that $20 (or less) would seem super cheap for a…

  • Want to be a writer? Here are 9 free freelance writing courses!

    9 Free Courses to Make You a Freelance Writer With No Experience

    Learn how to become a freelance writer (even if you don’t have experience) with these free writing courses. Wondering what you need to become a freelance writer? You’re in the right place. To help you get started I’ve compiled a list of FREE freelance writing courses. Each course is written by someone who went from an inexperienced newbie to a successful freelancer! And they’re willing to tell you how they did it. *This article may contain affiliate links. That means when you buy something using our link, we get a commission at no extra cost to you. Read more in our terms of service. SIDE NOTE: If you’re really looking…

  • Learn how to use toilet paper alternatives

    9 Toilet Paper Alternatives From Household Items

    Learn how to use toilet paper alternatives at home when you can’t find TP in the store. Looking for toilet paper alternatives because you can’t find any at the store? I get it. During times of uncertainty, a lot of daily essentials can suddenly become unavailable and we have to learn to make do. If you find yourself in that situation, here are some helpful ideas to get you through going to the bathroom. Please note that this article is for entertainment purposes only. You will need to judge for yourself if these are appropriate alternatives for your situation and how to use each alternative safely for you and your…

  • You should budget. Here are three reasons why.

    Why You Should Budget Budget – Regardless of How Much Money You Make

    You should budget, even if you make good money. It’ll help bring financial stability and secure your financial future. Don’t think you need a budget? I was once there too. I used to think having a budget was lame. In fact, I was worried if I admitted to being concerned about money I’d come across as a tightwad or cheapskate. But, I was wrong! Regardless of how much money you make, budgeting is a positive thing – you should budget. Because, budgeting isn’t just about figuring out how to spend what little money you have. It’s about being strategic and disciplined in how you spend, save, and grow your money…

  • How to Save Money On Dog Essentials With These 5 Tips

    Save money dog essentials. Dog ownership doesn’t have to cost a fortune! How many times has the thought of those puppy dog eyes had you justifying blowing the budget? If you’re like me, the answer is far too often. But, the good news is, it’s totally possible to save money on dog essentials with a little bit of creativity! Dog Ownership Doesn’t Have to Cost a Fortune As much as I love my mutt I know how expensive dogs can be. But, I also know they don’t have to be AS expensive as we make them – i.e, you can save money on dog ownership. When you commit to an…

  • Should I opt for a joint bank account after marraige

    Should You Opt for A Joint Bank Account After Marriage?

    Should me and my husband get a joint bank account? What are the benefits of a joint bank account after marriage? How do I know if joint banking is right for me? Ever wonder if you and your husband should opt for joint bank accounts once you’re married? (As in getting rid of any and all personal accounts except for things like RRSPs and TFSAs). Honestly, when I first got hitched I was super against it. I believed in financial transparency, but I thought that only having joint accounts) would be detrimental to my independence. But, over the years, we slowly started to move toward total joint banking and after 6+ years…

  • How I stayed home with my baby when I thought I couldn't afford it

    I Couldn’t Afford to Stay at Home With My Baby — Here’s How I Did it Anyway

    Learn how to afford being a stay at home mom. I found myself struggling to afford staying at home with my baby several months after my son was born. My maternity leave was ending, and after going over all our income and expenses, I could not make the money add up! It seemed like there was no way around it—I could NOT afford to stay at home with my child. Luckily, I decided not to give up. With some creative thinking, hard work, and a lot of sacrifice, I figured out how to afford to be a stay at home mom. The following points include the most important things I did to allow…

  • Learn how to save money on your winter utility bill

    6 Super Easy Ways to Save Money on Your Winter Utility Bill

    How to save money on utility bills in winter. With the constant increases in prices and taxes, it can seem almost impossible to save money on winter utility bills. And, let’s face it, you’re really at the mercy of the weather. While some might luck out and have the mildest winter on record, what do you do when your winter is one of the harshest in years? As it turns out, there are a few things you can do AND they’re pretty easy. While these tricks won’t drop your winter utility bill to $0, they will help you see a lower number on that bill. 6 Super Easy Ways to…

  • Science-backed was to finally stick to your goals in 2020

    Are You Ready to Finally Stick to Your Goals? These 2 Science-Backed Methods Can Help.

    Do you struggle to stick to your goals? You know, those goals you make about exercising, saving money and getting your life together. If you’re like me, a lot of your goals get thrown out in less than a week, and you just can’t muster the motivation to change. You reallllly want to finally stick to your goals, but life is always throwing you “excuses” not to get it together. But, what if you’re not going about things the right way? Science says there could be a couple ways to increase your chances of sticking to your goals by anywhere from 25%-56%.1 Amazing, right? And these tips don’t have anything to do…

  • Looking to save money on a low income? You're in the right place! Here are 60 money-saving hacks to try.

    60 Creative Ideas to Save Money on a Low Income

    Looking for ideas to save money but it seems hopeless because your budget is so tight? It can be SO hard to save money on a low income, I should know! There was a while there where my husband and I were NOT managing our finances very well, living on one income, and slowly sinking further and further into debt. It felt like we couldn’t afford our daily expenses, let alone put any money away!  But then we started a budget and got creative with ways to save money. And, while we’re nowhere close to perfect we’ve actually been able to start saving money!! If you’ve been wanting to start building…