• 15 people share how they got out of debt. You can too!

    Get Out of Debt: Let These 15 People Show You How They Did It

    Trying to get out of debt? Owing money can fuel stress and worry like nothing else, but luckily it doesn’t have to be a permanent thing. Actually, lots of people have been able to pay off money (even large amounts of debt) and take back their lives. If being debt-free seems impossible for you, take a look below and get some inspiration from these people who got their personal finances in order and paid down huge debts! Who knows, with a little help from them maybe you could be debt free too! How to Get Out of Debt: Let These 15 People Show You How They Did It  1. ERIN $20,000…

  • Not sure you're using the right budget? Here are 6 different styles to consider.

    Are You Using the Right Budget? 6 Alternatives That Might Be Better

    Based on your personality type, financial situation, and other factors, the right budgetfor someone else may not be right for you. So how do you know which budget is best? When you find the right budget, you should feel able to understand, implement, and stick to it. By choosing a system that fits you, you can increase your chances of reaching your financial goals! So take a look at the options below.  Whether you like a traditional budget with daily tracking, or you want something a little less structured and time-intense, there’s a budgeting system here to help you spend less, save more, and get out of debt! 1. Bucket Budget This less traditional…

  • The 5 best work from home jobs for mom

    The 5 Best Work From Home Jobs for Moms

    Want to work from home but still have time to spend with your kids? When I was faced with going back to work and putting my baby in daycare, I knew I didn’t want to do that, so I needed to find some ways to make money from home. Luckily, I found a few sources of work-from-home income and so far I’ve managed to make enough money to help ends meet. I have a ways to go, but I’m making it work.  The jobs I list here are jobs that you can easily do from home while your kids sleep (though you may need a few day-time hours for some of them).…

  • How I stayed home with my baby when I thought I couldn't afford it

    I Couldn’t Afford to Stay at Home With My Baby — Here’s How I Did it Anyway

    Recently I found myself struggling to afford to stay at homewith my baby. My maternity leave was ending, and after going over all our income and expenses, I was devastated! It seemed like there was no way around it—I could NOT afford to stay at homewith my child. Luckily, I decided not to give up. With some creative thinking, hard work, and some sacrifice, I figured out how to afford to be a stay at home mom. The following points include the most important things I did to allow me to stay home with my baby. While I’m not perfect at doing all of the following things, I’m working on all of them,…

  • Your guide to cheap and easy meal planning

    Your Quick Guide to Cheap and Easy Meal Plans

    Did you know that in 2015, Canadians with kids spent $276/month eating out? And I’m guessing Americans probably weren’t far behind. I don’t know about you, but I could buy a lot of nice shoes I mean…build up a nice little savings account with $276 extra a month! Meal planning can help with that. If you eat out like the average Canadian, or if you overspend on your groceries, meal planning could really help you stick to your budget and save money. Even though planning meals in advance can feel a bit overwhelming at first (trust me, I’ve been there), with a bit of preparation, you’ll be an expert menu planner in no…

  • Want to earn more money? Try asking for a raise.

    5 Ways You Shouldn’t Ask for a Raise (And How to Do It Right)

    What’s the #1 tactic you should try before turning to a side hustle for more money? Asking for a raise! If you’re a contributing employee and can make a strong point as to why you deserve the bump, asking for a raise is a great way to work smarter not harder. But, even with a strong case, how you go about asking will have a huge impact! So, learn from my mistakes and steer clear of these 5 things. 5 Ways You Shouldn’t Ask for a Raise (And How to Do It Right) Mistake #1 – Go In Unprepared Your boss isn’t going to like it if you’re unprepared during…

  • Budget Thanksgiving hosting

    How to Host a GREAT Thanksgiving on a Budget

    Food is one of the biggest parts of Thanksgiving. Family and friends gather to reflect and express gratitude, around a welcoming table filled with mouth-watering flavors. And, while any host knows you want to provide your best, you can also do it on a budget! Here’s how: Plan, Prep & Shop Smart How to Stick to Your Budget During the Holidays – Especially When Hosting 1. Make a Strict Meal Plan Thanksgiving (and Christmas) should be planned out just like you do your weekly meals. Sure, this is probably going to be the biggest and most labor-intensive meal of the week, but you should attack it the same way. This…

  • How to stop overspending for good

    The Truth About How to Stop Overspending For Good

    You know when you’ve had a terrible week, and something inside screams that shopping therapy will make it all better–even though you’re broke? Overspending is often tied to emotions and can be triggered by many different feelings. And, once you get into the habit of spending more than you make, it can be hard to stop. Some people even get to the point of having a spending addiction. Fortunately, there’s a way to stop spending too much, and it’s not rocket science. With some hard work, and by using the steps listed below, you can start to take control of your finances today. 1. Make a Budget or Review Your Budget…

  • Are these 4 lies making you bad at budgeting?

    Are These 4 Lies Making You Bad at Budgeting?

    Are you bad at budgeting? Like, so bad it feels like you might as well just give up and live paycheck to paycheck for the rest of your life? I’ve gone through times where I basically just gave up on my budget. Thinking back on these times I’ve realized that I was SO bad at budgeting partly because I was buying into some budgeting lies. If you’re struggling to stick to your budgettoo, it’s possible you unknowingly believe some of the same budgeting mythsthat I did.  So, today I’m here to let you know about some of these lies. If you can acknowledge your false money beliefs, you’ll be better prepared to move past them and…

  • Before buying my first home I wish I would have known this!

    Crucial Advice for Buying Your First Home

    Buying your first home can be exciting and nerve-wracking! You’ve probably been working hard to get to this point and it feels like a major accomplishment.  However, it’s easy to make mistakes and forget to ask about important things – I would know, I did it! During the process of buying our first home (well, townhome) I learned a LOT and I’ll definitely do things a little differently next time.  So to help you out, I’ve written down my top tips for buying your first home. Take a look below! 1. Figure Out What Mortgage You Can ACTUALLY Afford Before you look at houses, and DEFINITELY before you go to…