• 3 Quick Tips to Try for Better Budgeting

    Don’t be discouraged if you’re having a hard time budgeting. If it were easy we’d all be a lot richer. So, whether you need some quick wins or you want to strengthen your game, here are 3 easy-to-follow tips to try. 3 Quick Tips for Better Budgeting 1. Weekly Accounting I’ve found weekly accounting to be a really important part of my budgeting process. Here’s how it works: I pick a day (Sunday for me) and a general time (after my kids go to bed) when I’ll enter all my expenses into my budget spreadsheet.  I open up my online banking and go to the transactions page for my checking…

  • Before buying my first home I wish I would have known this!

    Crucial Advice for Buying Your First Home

    Buying your first home is an exciting (and nerve wracking) time. You’re finally ready to put down roots and you’re committing to it in a big way. While you’ve probably been up to your ears in mortgage meetings and lawyer consultations, how much attention have you paid to what the details of actual home ownership looks like? When buying my first house I was preoccupied by the excitement of planning my decor and fear that I was committing to a 20 year loan. But, after that buzz died down and I was settled into owning a house, I realized there was a lot more I should have considered when making…

  • Crucial Money Questions for Couples Before Marriage (and After)

    “Will you marry me?” isn’t the only question that should be popped when taking your relationship to the next level. Only ⅓ of couples talk about important money questions before moving in together or getting married. Yet, money problems are cited as the biggest cause for divorce or separation. So, before taking the next relationship move, talk about your finances. Not just about the budget for whatever celebration you want, but about how money influences you and your relationship. While it’s best to ask these questions before you make a big commitment to someone, you can also ask these questions if you’re ALREADY married or committed. Regardless of your situation, it’s…

  • Desperate to Pay off Debt? Avoid These Mistakes

    As much as we admire the debt-free, financial-freedomers, most of us will have to deal with debt at some point. Regardless of the reasons for your debt, owing money is NO FUN. But, good news, being in debt doesn’t have to last forever! If you’re desperate to pay off money the quickest way possible, here are some pointers that might just help you avoid a big mistake. Desperate to Pay off Debt? Avoid These Mistakes 1. Not Making a Plan Planning to repay your debt can feel so overwhelming, especially if you owe a lot of money. But not making a plan will slow you down big-time. As hard as…

  • The best secret to save big on groceries

    The Little Known Way to Save Big on Groceries

    When you’re trying to save big on groceries it can seem like you’re at the mercy of the universe. Sometimes, no matter how hard you try, the coupons and the sales don’t line up with what you need. And, let’s face it, if you want to eat fresh, healthy food it’s often hard to find discounts for it! But, we know about an AWESOME secret weapon that will help you save big on groceries. Say hello to food share programs! While everyone knows about couponing and in-store points programs to save money, not everyone knows about food share programs. And, it’s about time they do. Because, these types of programs…

  • Grocery shopping on a budge? Use these great hacks!

    The Best Hacks to Help You Grocery Shop on a Budget

    Are your bad habits making it hard to go grocery shopping on a budget? You may not realize this, but if you don’t pay attention to what and how things are scanned at the till, not only could you be PAYING MORE for your groceries, you could also be missing out on opportunities fordiscounts. I know that paying attention at the grocery store checkout is easier said than done. Hacks to Help You Grocery Shop on a Budget But, if you take the time to up your grocery game and implement a few new strategies, your budget will thank you. The theory behind cutting back on overpaying at the grocery checkout…

  • 15 people share how they got out of debt. You can too!

    Get Out of Debt: Let These 15 People Show You How They Did It

    Trying to get out of debt? Owing money can fuel stress and worry like nothing else, but luckily it doesn’t have to be a permanent thing. Actually, lots of people have been able to pay off money (even large amounts of debt) and take back their lives. If being debt-free seems impossible for you, take a look below and get some inspiration from these people who got their personal finances in order and paid down huge debts! Who knows, with a little help from them maybe you could be debt free too! How to Get Out of Debt: Let These 15 People Show You How They Did It  1. ERIN $20,000…

  • Not sure you're using the right budget? Here are 6 different styles to consider.

    Are You Using the Right Budget? 6 Alternatives That Might Be Better

    Based on your personality type, financial situation, and other factors, the right budgetfor someone else may not be right for you. So how do you know which budget is best? When you find the right budget, you should feel able to understand, implement, and stick to it. By choosing a system that fits you, you can increase your chances of reaching your financial goals! So take a look at the options below.  Whether you like a traditional budget with daily tracking, or you want something a little less structured and time-intense, there’s a budgeting system here to help you spend less, save more, and get out of debt! 1. Bucket Budget This less traditional…

  • How I stayed home with my baby when I thought I couldn't afford it

    I Couldn’t Afford to Stay at Home With My Baby — Here’s How I Did it Anyway

    Recently I found myself struggling to afford to stay at home with my baby. My maternity leave was ending, and after going over all our income and expenses, I was devastated! It seemed like there was no way around it—I could NOT afford to stay at home with my child. Luckily, I decided not to give up. With some creative thinking, hard work, and some sacrifice, I figured out how to afford to be a stay at home mom. The following points include the most important things I did to allow me to stay home with my baby. While I’m not perfect at doing all of the following things, I’m working on all…

  • Want to earn more money? Try asking for a raise.

    5 Ways You Shouldn’t Ask for a Raise (And How to Do It Right)

    What’s the #1 tactic you should try before turning to a side hustle for more money? Asking for a raise! If you’re a contributing employee and can make a strong point as to why you deserve the bump, asking for a raise is a great way to work smarter not harder. But, even with a strong case, how you go about asking will have a huge impact! So, learn from my mistakes and steer clear of these 5 things. 5 Ways You Shouldn’t Ask for a Raise (And How to Do It Right) Mistake #1 – Go In Unprepared Your boss isn’t going to like it if you’re unprepared during…